McCallie is an All-Boys Private Boarding School and Day School, a Christian-based College Prep School. 
McCallie seeks out and accepts boys from all ethnic, racial, religious, and socioeconomic backgrounds and places a high value on a diverse student body.

Financial Aid Q&A

You have questions. We have answers.

We know the financial aid process can seem overwhelming, but we are here to help. If you can't find the information you need in the questions below, don't hesitate to contact us at (423) 493-5839 or [email protected].

What is financial aid?

Financial aid consists of funds given to families who demonstrate a financial need for assistance with tuition expenses at McCallie. Funds are made available by hundreds of donors who are interested in making a McCallie education available to outstanding boys who would otherwise be unable to afford this opportunity. 

Who can apply for financial aid?

Anyone can apply for financial aid, but only students who have been accepted to McCallie and demonstrate financial need, as determined by the School and Student Services (SSS) of NAIS, can be considered. 

Must I repay financial aid awards?

No. Financial aid is a grant awarded by McCallie to offset the cost of your child’s education. 

Are decisions regarding admission and financial aid related?

All admissions decisions are made without regard for financial need. 

Is financial aid renewable each year?

Changes in financial status may affect the size of your award. Therefore, a new financial aid application must be filed with School and Student Services (SSS) each year. Families are strongly encouraged to complete financial aid applications with required documentation as soon as possible to be considered for financial aid.

Is my financial aid information confidential?

Yes. All submitted financial aid information is confidential. Only members of the financial aid committee have access. 

Where do I get an application for financial aid?

You can complete your Parents' Financial Statement (PFS) online (beginning October 2) at You will also need to request financial aid on your McCallie application.

Is there a deadline to be considered for financial aid?

The deadline to return financial aid forms to McCallie for all current and new students is in January. Although additional applications will be accepted after this date, it is possible that funds will be exhausted.

The deadline for new boarding students will vary. New boarding students will be considered for financial aid depending on when they submit their application for admission and financial aid.

Due by January 21, 2019

Parent Financial Statement (PFS) must be completed and submitted to SSS. First-time applicants must also submit to SSS the following additional documentation: 2017 1040 (all schedules), W-2 and/or 1099 form(s), Business/Farm Statement (if applicable), Corporate returns and/or K-1s (if applicable). Mortgage statement and 4506T (SIGN and DO NOT DATE). Request a copy to be sent to: The McCallie School - school code 4744

Due by February 20, 2019

All applicants must submit signed copies to SSS of the following required documentation: 2018 1040 (all schedules), W-2 and/or 1099 form(s), 2017 Copy of Pay Check/Stub, Business/Farm Statement (if applicable) and Corporate returns and/or K-1’s (if applicable).

How is financial aid determined?

To determine need, McCallie uses School and Student Services (SSS) to calculate the financial aid award. This service uses information from the Parents’ Financial Statement (PFS) which asks for income, expenses, assets, and liabilities. The family completes and submits a PFS form online and requests that a copy be sent to McCallie by entering our school code 4744. SSS computes this information and determines an estimated need. SSS sends the Report of Family Contribution (RFC) to McCallie. McCallie’s Financial Aid Committee uses this estimate as a guideline in making awards. 

What happens if I don’t have all of the required documentation?

Submit documentation to the School and Student Services (SSS) as it becomes available. You will be able to upload all required documentation to SSS. You can also mail copies of the required documents to SSS directly. Please do not send copies to McCallie. It is helpful to use your paystub for approximating annual income on the PFS if W-2’s are not available.

What if there is a situation involving divorce and/or step-parents?

McCallie expects both the custodial and non-custodial parents to participate in the application process. It is up to all parties involved to communicate and participate in good faith in the responsibilities. Custodial and non-custodial parents will be expected to submit a financial aid form unless there is an official document stipulating differently.

How much financial aid may I expect to receive?

Each award is individualized based upon the financial need of the family and the strength of the applicant’s file. An applicant’s file reflects academic ability, extracurricular involvement, character and demonstrated leadership. 

Are there any restrictions on financial aid students?

Each financial aid recipient is expected to maintain the highest academic standards for himself, to conduct himself in a responsible and honorable manner, and to play an active role in the daily life of the school community. Failure to meet these expectations will result in review of financial assistance by the Financial Aid Committee mid-year and/or at the end of the school year. 

How does financial aid impact athletic eligibility?

The Tennessee Secondary School Athletic Association (TSSAA) prohibits varsity athletes from receiving financial aid or merit awards in excess of demonstrated need. (This does not apply to non-TSSAA sports such as Climbing, Crew, Lacrosse and Swimming.) 

When will I be notified if I have received financial aid?

Financial aid decisions will be included for new students in their acceptance packets. Notifications to returning families currently receiving awards will be sent out by end of January. After these dates, financial assistance is awarded only as funds are available.

What charges are not included in the price of tuition?

Books, uniforms, facility fee, travel, voluntary trip fees, bookstore charges and supplementary athletic apparel and equipment are not included in the price of tuition. McCallie offers a limited loaner book program for financial aid recipients.

Does McCallie give scholarships?

The only scholarships available are for highly-qualified day and boarding students who participate in the Michaels-Dickson Scholars Program (ONLY 9th and 10th – Domestic), which was established in 1998.

Otherwise, the assistance McCallie offers is need based financial aid as determined by the School and Student Services (SSS).

Are athletic scholarships available?

No. McCallie does not offer athletic scholarships.

How much is the enrollment deposit?

The enrollment deposit varies by on the net tuition (Tuition minus Financial Aid/Merit). The amount is due when your enrollment contract is submitted.

Are there payment options?

McCallie offers a variety of payment plans to make private education a reality.

Domestic Students:

• The 10-month plan*: Monthly payments are due July 1 through April 1

• The 60/40 plan – 60% of tuition is due August 1; 40% is due December 1.

• Full payment – due on August 1.

International Students:

Full payment by August 1. In addition, a minimum of $2,000 is required per semester (by August 1 and January 1) to be applied towards a student incidental account, tutoring, books, and any other incidental charges.

* There is an administrative fee per year for these payment plans.